Called it.
Now collect.
Settled is where your group chat bets, fantasy trash talk, and gym pacts become official. Build a track record your friends can actually see.
Built for fantasy commissioners, run club captains, dorm floor agitators, creator pods, poker nights, and any group chat with a running tab.
The receipts your group chat deserves.
Every Settled card is built to be screenshotted. Half the fun is the bragging rights.
JD called Lakers by 6.
Mira owes dinner.
JD predicted the
Luka trade.
8 months early.
JD on a 12 bet
win streak.
A real bet starts eye to eye.
Settled keeps that energy. Both sides agree on the terms, both sides sign, and the receipt lives forever. No house. No spreads. Just you, your friend, and a record neither of you can rewrite.
Bets are the hook.
Accountability is the habit.
Wagers
Stakes, terms, settlement dates. The bets you already make, just official.
Challenges
Gym streaks, sobriety days, launch deadlines, marathon training. Money optional. Honor mandatory.
Predictions
Public calls with timestamps. Build a track record. Earn the right to say you called it.
Your league. Your house.
Your rules.
Fantasy leagues, run clubs, creator squads, and dorm floors get private circles, recurring challenges, season long standings, and a community honor board. Settled becomes the home court.
Fantasy commissioners: Reserve your league before draft season. Get on the list, →
Your reputation,
finally portable.
| Tier | Honor | Identity |
|---|---|---|
| Fade Material | 0 to 39 | Bet against. Always. |
| Slow Payer | 40 to 54 | Pays. Eventually. |
| Reliable | 55 to 74 | Shows up. Settles up. |
| Sharp | 75 to 89 | Called it before you did. |
| Hall of Fame | 90+ | Verified. Vouched. Untouchable. |
Ghost a payment? Your tier drops. Pay instantly? Your tier climbs. The receipts don't lie.
Free to play. Pro to flex.
- 3 active bets at a time, with up to 3 opponents
- 1 group, up to 8 members
- Basic honor score
- Standard share cards
- Free for cash bets under $20
- 3% settlement fee on cash bets $20 and over, loser pays, processing passed through
- Unlimited active bets and opponents
- Up to 5 groups, 20 members each
- Custom share card themes
- Advanced honor analytics (W-L by category, head to head, prediction accuracy)
- Streak insurance (one free skip per month on challenges)
- Priority dispute review
Leagues, coming summer 2026.
Fantasy commissioners, run club captains, and creator squads get a dedicated home court. Season-long standings, weekly recurring challenges, custom branding, commissioner admin tools, and a league-only honor board. We're building it for draft season.
Questions, settled.
Get the receipt.
Join the waitlist. Bring your group chat. Build your honor score.